Mitigate Damage While Waiting for Roof Repairs

3/9/2021 (Permalink)

The effects of a fire in your Culpeper & Fauquier Counties business can be far-reaching. If the damage has made it to the roof, you may have more than just fire cleanup on your hands. Any areas of the roof exposed to the elements may also mean securing the services of a water damage and mold professional. After contacting your insurance to start the claim process, the next call to be for tarp services to protect against secondary damage.

Why Mitigation Is Important

Whether the damage requires a roof repair or replacement, time isn’t always on your side. Along with waiting for the adjuster, getting the fix scheduled will likely require a wait. Below are reasons it is important to secure your exposed property.

Another weather event could cause more damage, increase repair costs.
If excess moisture begins to build up, mold only needs less than 48 hours to start forming.
Exposed areas may provide an opening for vandals or thieves to gain access to your property.
Even a small hole is enough for unwanted rodents and bugs to find a new home.

Tips for an Easier Claim
While waiting for fire clean up to happen, most insurers have a stipulation that requires mitigation. If windows aren’t boarded and tarps aren’t temporarily installed to keep the elements out, any additional damage incurred may not be covered. Taking the necessary steps can help ensure you get the most out of your claim.
Although you should never make repairs until after the adjuster gives the go-ahead, documenting the damage is a good way to verify the need for the claim, as well as make the process easier for the adjuster. Photographs and videos should be taken of all areas and items damage. If possible, gather any documentation that lists the value of items.
When it comes to fire cleanup, it is often not just the area the flames burned that need repaired. If there is roof or window damage, take steps to minimize damage.